Industry

eCommerce
Shopify, Amazon & DTC brands.

COGS, inventory, and multi-channel revenue — the financial complexity of eCommerce requires more than a generic bookkeeper.

Multi-Channel
eCommerce Finance · JunLive
Gross Revenue$0+28.4%
Returns & Chargebacks$02.9% rate
Net Revenue$0+31.2%
Contribution Margin44.1%↑ 3.2pts
✓ Shopify · Amazon · TikTok Shop · Inventory COGS
COGS Accuracy: 99%SKU-level
What TMA builds for eCommerce

Finance built for your business model.

01

COGS & Inventory Accounting

Cost of goods sold tracked accurately — by SKU, by channel, by warehouse.

02

Multi-Channel Revenue Reconciliation

Shopify, Amazon, Stripe, and all other channels reconciled into a single clean revenue figure.

03

Marketplace Fee Allocation

Platform fees, fulfillment costs, and ad spend allocated correctly — so your true margin is visible.

04

Returns & Refunds Handling

Returns processed accurately — so your revenue and inventory are always in sync.

05

Inventory Valuation

FIFO, LIFO, or weighted average — inventory valued correctly for both P&L and balance sheet.

06

Contribution Margin by Channel

Which channels are actually profitable after all costs — not just top-line revenue.

07

Cash Flow Forecasting

Rolling 13-week cash forecast updated every close — so you always know what's coming before it arrives.

08

Board-Ready Reporting Package

Monthly P&L, balance sheet, and cash flow in a clean, investor-ready format — delivered on schedule, every month.

Common pain points

The finance problems eCommerce brands run into

COGS is wrong — and you don't know it

Most eCommerce brands are booking cost of goods sold incorrectly. The result: your gross margin is overstated and your pricing decisions are based on bad data.

Multi-channel revenue is a mess

Shopify, Amazon, TikTok, and Stripe all report differently. Without reconciliation, your total revenue number is unreliable.

Cash gets eaten by inventory

You're profitable on paper but constantly cash-strapped — because inventory purchases don't show up as expenses until you sell, and you're pre-buying for peak season.

Returns destroy your margin silently

Returns and refunds processed incorrectly inflate revenue and understate costs. Your real margin is lower than your P&L shows.

How it works

Three steps to clean financials.

01

Inventory & COGS Audit

We audit your current COGS methodology, inventory valuation method, and channel reconciliation. You get a clear picture of where your margin is leaking.

02

Multi-Channel Reconciliation Setup

We build the infrastructure to reconcile every channel — Shopify, Amazon, Stripe, and others — into a single clean revenue figure, net of fees and refunds.

03

Monthly Close & Margin Reporting

Monthly close with COGS accuracy, contribution margin by channel, and cash flow visibility — delivered on your cadence so you always know where you stand.

By the numbers

Results that speak for themselves.

99%
COGS accuracy after TMA setup
8+
Platforms reconciled per client on average
62+
eCommerce brands served
0
Proposal turnaround after discovery call
Common questions

Frequently asked questions.

Do you handle multi-channel eCommerce accounting (Shopify, Amazon, TikTok Shop)?

Yes — multi-channel is our default, not an edge case. We reconcile Shopify, Amazon Seller Central, TikTok Shop, and other platforms into a single chart of accounts, with COGS, returns, and platform fees properly categorized. Every channel gets its own revenue and margin visibility.

How do you handle inventory and COGS for product businesses?

We build COGS tracking into the chart of accounts from day one — by SKU, by channel, or by product line depending on your business model. We reconcile inventory movements against sales data every period so your gross margin is always accurate, not estimated.

Can you work with our existing Shopify or QBO setup?

Yes. We work with whatever platform you're on — QBO, Xero, or NetSuite — and connect it to your Shopify, Amazon, or other storefronts using the right integrations. If your current setup has structural issues, we'll fix them during onboarding rather than building on a broken foundation.

PLATFORMS WE WORK WITH

Your stack, fully supported.

Whatever tools power your e-commerce operation, TMA Finance connects them into a single, controller-reviewed finance function. No migration required.

E-commerce marketplaces

a Amazon Seller Central a Amazon Vendor Central eBay eBay Shopify Walmart W Wayfair Target L Lowe's M Menards Home Depot

Ready to build a finance function for your eCommerce business?

Book a 30-minute discovery call. We'll assess your current setup and outline exactly what TMA would build for you.